About Us

Frontier Bank opened as Park City’s community bank in 1998, when founder James Montgomery sensed a void in the community due to the selling off of the town’s previous community bank in the 1980s. With a single branch located in Park City, Frontier Bank has grown to become one of the area’s premier banks.

In May of 2004, Frontier Bank opened a second branch in Sandy, Utah, answering the demands for a community bank in that Salt Lake suburb. The new branch provides a complete range of deposit services, in addition to a full-service loan department specializing in residential mortgage and commercial real estate loans.

Exceptional Service. Quick Decisions.

Introducing the Frontier Community Bank Board of Directors

Joseph W. Kiley III: Mr. Kiley is the Chief Executive Officer and President of Frontier Bank. He has a distinguished career in managing both publicly and privately held banks with more than 20 years of executive experience. Prior to his appointment at the Company and Bank, Mr. Kiley had been serving as a consultant to several financial institutions in Southern California. From 2001 to 2006, Mr. Kiley was President and Chief Executive and a director of First Bank of Beverly Hills, Calabasas, California, a subsidiary of Beverly Hills Bancorp, Inc. During his tenure at First Bank of Beverly Hills, Mr. Kiley was instrumental in developing strategies for the bank's successful operations. Earlier in his career, Mr. Kiley led recapitalization efforts at both Mercantile National Bank and Hancock Savings Bank. Mr. Kiley began his career in the accounting industry as a CPA.

Clifford Miller: Mr. Miller is the Chairman of Frontier/El Paseo Bank, Chairman of the Clifford Group, Incorporated, a business-consulting organization, and is senior consultant to Shamrock Holdings, Inc., a Roy Disney company. Mr. Miller was Executive Vice President and a Director of Great Western Financial Corp. and Chairman and Chief Executive of Braun and Company. In addition, Mr. Miller also served as an advisor to the White House and other cabinet-level officials. He has been on the Board of Frontier Bank since 1998.

Raymond J. Gustini: Mr. Gustini is a partner with the law firm Nixon Peabody, LLP, in Washington D.C., specializing in matters effecting banks and savings institutions. He has served on the Board of Frontier Bank since 1998.

David Karnes: Former-Senator Karnes is a partner with the law firm of Kutak Rock in Omaha, Nebraska, specializing in real estate, banking and housing issues. He served as a United States Senator from the State of Nebraska and currently sits on the board of the Federal Home Loan Bank of Topeka. He has served on the Board of Frontier Bank since 2002.

Paul Schosberg: Mr. Schosberg is recently retired after concluding a 25-year career of service to the savings institutions business. He previously served as Chief Executive Officer of America’s Community Bankers, the nation’s largest community bank trade association, and as Chief Executive Officer of New York League of Savings Institutions. He has served on the Board of Frontier Bank since 2000.

Alvin V. Shoemaker, Esq.: Mr. Shoemaker is a private investor. He previously served as Chairman of the Board of First Boston, Inc. He also served as Chief Executive Officer of Blyth Eastman Paine Webber and its predecessor, Blyth Eastman Dillon and Co. He joined the Board of Frontier Bank in 2003.

Sam Spinello: Sam Spinello is a real estate investor and owner of companies that specialize in providing services to the real estate industry. He serves on the Board of Governors for Eisenhower Hospital, the board of Trustees for the Living Desert, board of directors for the Childrens Discovery Museum Of The Desert, The Southwestern Growers board of directors and is a commissioner on the Riverside County Sheriffs Executive Council. He has served on the board of Frontier Bank since in 2006.